This Fund is designed to finance residual stock in land subdivision projects. As these assets comprise vacant titled lots without dwellings, they are often considered less suitable security by many traditional lenders. However, Orens Capital has extensive experience in land subdivision development and a strong understanding of the underlying value and liquidity of this asset class. In practice, serviced residential land typically demonstrates lower market volatility and stronger buyer depth than high-density apartment stock, providing a comparatively lower risk profile in downside scenarios.

The Fund provides unsecured debt capital to commercially viable land subdivision projects, selected through comprehensive commercial and planning due diligence. Orens Capital’s specialised expertise in land acquisition and development, combined with deep market knowledge and transaction experience, enables rigorous assessment of project feasibility supported by planning permit progress. All facilities are enhanced with the company’s and the director’s personal guarantees.

The Fund finances Infrastructure Contribution Plan (ICP) expenditure on an unsecured basis. Orens Capital has deep expertise in land subdivision risk and value drivers, and the ICP expenditure is fully reimbursable by the relevant council. The project demonstrates strong cash flow to support timely repayment, with additional credit support provided through company and director personal guarantees.